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Re:"PayPal took $80k from me and banned me" by helsinkiandrew on Tuesday February 13, 2024 @07:05AM (#39356874)
What about adding Stripe/Google Pay/Amazon Pay as a choice, or if you have enough revenue history VISA etc through a merchant account.

The real issue is that if you start getting chargebacks - you will be liable for them. A bank might ask for payment, Paypal just grabs any money in your account and locks it. If you keep an eye on the level of chargebacks you should be able to sleep better!

Re:"PayPal took $80k from me and banned me" by pbmonster on Tuesday February 13, 2024 @08:16AM (#39357298)
> What about adding Stripe/Google Pay/Amazon Pay as a choice

Not even close in popularity in Germany. People just don't use it. Would be surprised if more than 10% of transactions would move to that if offered while PayPal is still there.

Re:"PayPal took $80k from me and banned me" by gndk on Tuesday February 13, 2024 @08:40AM (#39357479)
Adding more payment methods is definitely key. But like the sibling comment says, they don't come close to PayPal's popularity. So its a reasonable fallback, but I wouldn't remove PayPal voluntarily.

Chargebacks are interesting in our case, since we barely get any and if we do, we solve any cases super quick. I remember a few years ago, I talked to some PayPal representative from their business team (so higher level, not normal support) and they mentioned how they had never seen an account with such a low amount of cases. Keeping that up is a big focus for us.

Re:"PayPal took $80k from me and banned me" by Degorath on Tuesday February 13, 2024 @01:52PM (#39361251)
Do any of those support German bank accounts? (PayPal does)

Plus, as far as I can tell, Google Pay only works on mobile phones.

Re:"PayPal took $80k from me and banned me" by jakubmazanec on Tuesday February 13, 2024 @05:09PM (#39363527)
> Google Pay only works on mobile phones.

What do you mean? I regularly use Google Pay on various websites on desktop.