Money isn't consumed and it only has value when used.

that's true. Therefore billions should return into circulation and/or otherwise return to the public.

Believe it or not billionaires are part of the public and those billions are in circulation. There are no dragons sitting on hoards of gold.

More importantly: money that is not in circulation doesn't affect you or me, it has the same weight on the economy as all the gold still not mined.

It sure don't look this way to me. I guess we'll agree to disagree on most points here.

How can we disagree on facts? There are no billionaires just sitting on billions. They are in circulation.

your facts: billionaires not sitting on billions. My facts: homelesness exists.

Also moving money from your left hand to your right is not circulation. It should "trickle down". Wonder where I heard this.

It is clear you're arguing from an emotional, not logical, standpoint where facts don't matter.