I wasn’t talking down the financial aspect of your comment, I was saying that the language you use is so idiosyncratic with that community that, in being an outsider, I can’t tell if you’re making fun of it, or are a part of it. “…basic investment vehicles that will grow your savings reliably…” this is what I’m talking about.

Also I’m not American so it’s not reasonable to expect me to know what the SEC is, and I don’t have a 401k. We have an entirely different retirement system in my country.