Re:Why car insurance in America is too cheap
by jandrese on Sunday February 04, 2024 @12:04AM
(#39247774)
LOL $20k-$50k? If that other driver ends up in the hospital at all you are SOL.
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Re:Why car insurance in America is too cheap
by sokoloff on Sunday February 04, 2024 @03:51AM
(#39248674)
That’s no less than the state mandated liability coverage in most areas.
https://www.nerdwallet.com/article/insurance/minimum-car-ins...
Re:Why car insurance in America is too cheap
by nothercastle on Sunday February 04, 2024 @11:13AM
(#39251444)
Hospitalizations are not covered in many states. You have to cover your own medical costs
Re:Why car insurance in America is too cheap
by jandrese on Monday February 05, 2024 @10:25AM
(#39262162)
Even if hospital costs aren't covered the average US car price in 2024 is close to $50k and a totaled car is definitely covered. Lord help you if you hit a Hummer EV or a Cyberbeast.
Re:Why car insurance in America is too cheap
by nothercastle on Tuesday February 06, 2024 @01:42PM
(#39278560)
Yeah the minimum coverage is no longer enough. But that’s always been a problem if you hit a Bentley or exotic. People who drive 100k cars should really have to cover that extra repair cost with their own insurance but that’s not how most state laws work.