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Re:Why car insurance in America is too cheap by vel0city on Saturday February 03, 2024 @10:47PM (#39247368)
Are you just constantly kicking your walls or something? I don't get why it's such a big issue. I've only accidentally made a hole in a wall once and it was about an hour fix.

Drywall walls have never been a problem for me, in fact they're pretty nice. It's really easy to modify the walls. Need to do a new Ethernet run? Want another power run? Feel like moving a lightswitch? Install new access points on the ceiling or change up light fixtures? Easy to drop down the void and cut a new box. Want to redesign the layout of a room? Often not a problem, easy to change.

Meanwhile a concrete wall is a massive pain to modify. You get the runs you get. Good luck redoing a layout. Say goodbye to having good wireless coverage.

Re:Why car insurance in America is too cheap by sgammon on Sunday February 04, 2024 @05:52AM (#39249207)
> good wireless coverage

We were talking about houses blowing away and falling over but sure.

Re:Why car insurance in America is too cheap by vel0city on Sunday February 04, 2024 @08:40AM (#39250109)
Even in places with lots of hurricanes the odds of the house "blowing away and falling over" are pretty slim. I speak as a person who grew up in a place that gets a lot of hurricanes. The biggest impact is usually flooding and roof damage.And now, once again, as someone living in a highly tornado-probe area, it's mostly roofing damage. The odds the tornado will destroy your house is still incredibly slim.

So do you spend significantly more for construction for a failure that's still extremely unlikely? Y'all are acting like every time there's a thunderstorm all the houses just blow down. You're entirely disconnected from reality of the actual risks versus massive increase in costs.