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A comment on Why car insurance in America is too cheap. Parent comment

Re:Why car insurance in America is too cheap by pests on Saturday February 03, 2024 @04:13PM (#39244803)
Isn't best scenario is you get your money back?

Why wish for people to be imprisoned?

[ Parent | on HN ]
Re:Why car insurance in America is too cheap by fortran77 on Saturday February 03, 2024 @04:29PM (#39244933)
So they don't do it again! He wants to protect _you_ and you're mad about it?
[ Parent | on HN ]
Re:Why car insurance in America is too cheap by mynameishere on Saturday February 03, 2024 @04:26PM (#39244909)
Why wish for people to be imprisoned?

Hit and run can be a grave crime. You might be leaving someone for dead.

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Re:Why car insurance in America is too cheap by advisedwang on Saturday February 03, 2024 @06:23PM (#39245811)
So that there's an incentive for people not to hit and run.
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Re:Why car insurance in America is too cheap by pests on Saturday February 03, 2024 @09:38PM (#39247010)
Seems to be working eh
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Re:Why car insurance in America is too cheap by Ferret7446 on Saturday February 03, 2024 @07:41PM (#39246298)
That scenario doesn't happen; you can't get money from someone who has no money.

(Theoretically, you might be able to get money back if it's a rich person who loves the thrill of driving without insurance or something. Theoretically, you could also find a winning lottery ticket on the sidewalk after the crash.)

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Re:Why car insurance in America is too cheap by SoftTalker on Saturday February 03, 2024 @09:04PM (#39246824)
They could go to prison for a hit-and-run, or driving without insurance, as those are crimes. But not having money is not a crime.
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Re:Why car insurance in America is too cheap by pests on Saturday February 03, 2024 @10:10PM (#39247163)
This exactly, thanks.
[ Parent | on HN ]
Re:Why car insurance in America is too cheap by pests on Saturday February 03, 2024 @09:37PM (#39247008)
I just think it's odd the best scenario for you is for them to go to jail instead of paying you back. Might be rare but I find it strange.
[ Parent | on HN ]
Re:Why car insurance in America is too cheap by BeFlatXIII on Sunday February 04, 2024 @10:49AM (#39251162)
> Why wish for people to be imprisoned?

Because they're the disposable element of the population who does hit-and-run accidents.

[ Parent | on HN ]