This is the same as if you get a /24 from your ISP, but the ISP has the .1 address on their router. In this case, you can't (easily) subnet the v4 range either, since the ISP router expects to be able to arp for all the 254 ips, meaning you have to resort to trickery in order to make subnetting almost work.

Same goes for ipv6. If you get one single net (and a 'small' one at that), you once again have to resort to trickery to subnet at your end.

Preferably in both cases, you would get a small (/31 for v4, /127 for v6) transport net that goes to the ISP router or your first fw device, then the ISP routes the real net /24 (or whatever size you can get from it on v6) behind your IP on the /31,/127 so that your first device can split this in any way you prefer.

Not if you want SLAAC to work in each LAN. Basically in IPv6 each LAN is supposed to have a /64, that's the real minimum allocation by design. Per the official recommendations, ISPs are supposed to give every individual customer at a minimum a /56.

Ah, right. That leaves a custom dhcpv6 pools config for you...