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Re:Americans are spending billions on stuff they forget to c... by slaymaker1907 on Friday January 19, 2024 @02:46PM (#39060136)
As someone with ADHD, that's a lot to ask. However, in my opinion what we really need is a common standard for banks to handle recurring payments for subscriptions. Asking me to review every single thing on every account is a ton to ask, but it would be a lot more manageable if recurring stuff had its own section and that I could cancel stuff from my bank app directly.

Sure there are a lot of complexities, but it's not that horrendous as someone who literally worked on recurring payments for a bank. You just simplify things by making it a pull system. A recurring payment is just authorization from the bank to withdraw up to X dollars every Y days/months/year (you want a design like this to avoid dealing with holidays and weekends on the bank side which vary for every country).

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