> But Japanese banks at least has a system which mostly solves at least those problems - everyone's name is written in Katakana.
That's workable, though I still remember seeing banks with comically short character limits for names.
I complained about this to my bank when I found out they stored passwords and their response was "don't worry about it - you aren't responsible for fraud".
I'd much rather live in a world where banks are idiots with passwords and I'm not responsible for fraud, than a world where I'm expected to be not an idiot with my passwords, and I were responsible for fraud.
Every day, I count my lucky stars.
How? By forwarding me his unredacted application chock full of PII. When I pointed out that most people probably wouldn't appreciate their SSN and more being shot around in emails by the management company, I was simply told it was "standard practice" for them. Following insinuations that their "standard practices" might just be "fucked" were summarily ignored.
Have fun trying to dispute an atm card transaction. The agent actively dissuaded me from doing it and said it was not possible.
Invalid: abc123 Valid: ab12cd34a4f9
Obviously, no uppercase or ANY special characters like “.” Allowed…
Everything is bloated with security theater, where the most critical things are vulnerable. For example, I saw a form for 2-Chōme requiring a phone number with three input slots. Entered my phone, it’s already been used. That’s fine, I just shifted one number from one slot to the other.
80-1234-5678 (already registered)
80-123-45678 (workaround to use the same phone number on a different account).
It worked.