I drive a nice Mercedes sedan with AWD and a v6 engine, and I bought it with cash, used. Insurance is cheaper. With WFH I drive to meetings and for travel. It will last me ten more years. Last one I had got t-boned at an intersection with 230k miles on it. It's quiet, comfortable, and safe. The infotainment is laughably bad, so I have bluetooth on the aux input and nav and audio is from my phone. I hope not to buy another car until I can get a an under $30k EV that is equivalent in function and longevity. Putting more than that into a car feels to me like setting money on fire.