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Re:Why it's taking so long for Americans to get payments ins... by Izkata on Sunday December 17, 2023 @02:53PM (#38675797)
Zelle must have brought something to the table the others didn't: My bank provides an interface for Zelle on their website, letting you send payments without having to go through creating or linking an account. It never had any of the others.
Re:Why it's taking so long for Americans to get payments ins... by maxerickson on Sunday December 17, 2023 @11:28PM (#38679251)
It's owned by several quite large banks, it brings lots of market power to the table.