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Re:Why it's taking so long for Americans to get payments ins... by klooney on Sunday December 17, 2023 @10:01AM (#38673277)
> Why should efficient lending decisions somehow be uniquely hard to make in a large corporation with many local branch offices?

The trouble is that the decisions can't be entrusted to the branch offices, so you wind up being a little stiff and inflexible and slow.

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