Americans have significantly higher disposable income[0] and household net worth[1], and less debt[2]. By what QOL metrics is the average Western European doing better than the average American?

[0] https://data.oecd.org/hha/household-disposable-income.htm

[1] https://data.oecd.org/hha/household-net-worth.htm#indicator-...

[2] https://data.oecd.org/hha/household-debt.htm