> Basically you're seeing the failing side of the bimodal distribution of this pattern.

Hum, kinda, but infinite-growth management doesn't get a bimodal distribution. They get a corporate version of the Peter principle, where the loans increase in value until the company can't grow enough to pay them.

You don't even get a distribution in final outcomes, just in lifetime. And since the growth is exponential, there isn't a lot of variance on it either.