There's probably minimal risk of meaningful damage going overboard for a healthy person, but large doses can cause stomach issues for some people, and it seems unlikely to provide benefit beyond going beyond complete saturation. It looks like, of the studies you showed, the only one where they went for a large dosing for a long period of time was when experimenting with it on children with traumatic brain injuries. That's probably because the risk:reward skewed heavily towards reward there.
I think dividing the dosages throughout the day would help offset the stomach issues some and there have been 5 year long studies showing creatine doesn’t have any major risks with 5-7% people experiencing GI issues during loading phases.
https://www.bodybuilding.com/content/6-side-effects-of-creat...
40g/220lbs, 0.4g/kg. Prevention of traumatic headache, dizziness and fatigue with creatine administration. (1)
Similarly, a review of 6 studies found that doses of 5–20 gram of the compound may improve short-term memory and intelligence in healthy people. (2)
0. https://journals.sagepub.com/doi/full/10.1177/03331024209310...
1. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2583396/
2. https://pubmed.ncbi.nlm.nih.gov/29704637/