It's Still Easy for Anyone to Become You at Experian

Re:It's Still Easy for Anyone to Become You at Experian by emodendroket on Sunday November 12, 2023 @11:46AM (#38241783)

It is treated like a secret, so if you come to know someone else’s Social Security number (thanks to a thriving black market you can buy up plenty of them) that’s enough for lenders to start giving you money and then chasing down that other person to pay them back. Are you starting to see an issue yet?

[ Parent | on HN ]

Re:It's Still Easy for Anyone to Become You at Experian by michpoch on Sunday November 12, 2023 @11:59AM (#38241920)

Well that's another thing, I don't see why would you need to get rid of SSNs. You just need to add another layer that will confirm that you're the "owner" of your SSN. Seems pretty easy to do?

[ Parent | on HN ]

Re:It's Still Easy for Anyone to Become You at Experian by BytesAndGears on Sunday November 12, 2023 @04:47PM (#38244414)

Agreed, except that nobody has done it. So SSN is your username and password anyways, despite everyone* knowing they’re all public knowledge at this point

*: except judges and juries, apparently

[ Parent | on HN ]

Re:It's Still Easy for Anyone to Become You at Experian by emodendroket on Sunday November 12, 2023 @10:35PM (#38246590)

I didn’t propose getting rid of the SSN without replacing it with an actual, secure national ID. If that involves legacy SSNs still somehow whatever.

[ Parent | on HN ]