I generally agree, but it's very "larger city focused". Living outside of a larger city is ridiculously cheap, and your daily commute by private car will probably be about the same time, but cheaper, than public transportation.

What I mean is that you can buy a house for under $37.000 and live within 30 minutes from the 4th largest city, which leaves _plenty_ of cash for a car for each person in the house-hold, and you get the same salary as the city dwellers, so you just have more money overall. In addition to this, most places of work will provide you with parking for no additional cost.