Wise is deactivating Business cards in the US on Oct. 31st

Re:Wise is deactivating Business cards in the US on Oct. 31st by iudqnolq on Saturday October 28, 2023 @03:28AM (#38047909)

My new wise card doesn't work with contactless. Every time it says over limit, even if the amount is only a pound and well under the the limit in the app.

Support just tells me that contactless works in theory and maybe there's been some specific issue with every time I've tried it so far and so I should just keep trying.

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Re:Wise is deactivating Business cards in the US on Oct. 31st by doublerabbit on Saturday October 28, 2023 @03:46AM (#38047986)

I discovered you can only use the card five times contactless before you were required to chip&pin to reset the counter.

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Re:Wise is deactivating Business cards in the US on Oct. 31st by ThePowerOfFuet on Saturday October 28, 2023 @06:10AM (#38048579)

This is part of PSD2 (five transactions or €150 total before you have to use Chip and PIN again).

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Re:Wise is deactivating Business cards in the US on Oct. 31st by throwaway67743 on Saturday October 28, 2023 @06:16AM (#38048610)

It's infuriatingly dumb as my backup high street banks (in multiple countries) have failed to implement this, I noticed when I got a new eco card, it's not even always 150 eur or 5 times, sometimes it is less of both.

I understand risk mitigation but I am not a moron and it's my responsibility if my card is used without my authorization and thus they can just pass liability onto me I don't care, it's not a credit card I can't spend more than I have on it.

Secondary to that, at least here they never update contactless limits, so it's still 500kc/20 eur, ať which point you are required to enter pin anyway, iirc back home in the UK many terminals allow up to 100 per transaction without pin

[ Parent | on HN ]