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A comment on Show HN: Fire UK Calculator and Visualiser. Parent comment

Re:Show HN: Fire UK Calculator and Visualiser by mattlondon on Tuesday October 24, 2023 @09:07AM (#37998668)
This is slightly confusing - it seems to factor in some magical S&S ISA income regardless of what amounts I put into existing S&S ISA.

I am assuming it thinks that I will always entirely fill a S&S ISA allowance each yaer in addition to pension contributions, mortgage, bills, food etc.

I think that is a bit of a flaw and I guess that means none of the figures can be trusted.

[ Parent | on HN ]
Re:Show HN: Fire UK Calculator and Visualiser by sgb_QQ on Tuesday October 24, 2023 @09:32AM (#37998954)
It assumes that you invest your surplus fully into an S&S ISA up to the annual limit. If that isn't true, you can adjust spending.

Full disclosure though, it doesn't currently support GIAs. That would typically come after you've filled a S&S ISA which doesn't apply to most people.

[ Parent | on HN ]
Re:Show HN: Fire UK Calculator and Visualiser by Liquid_Fire on Tuesday October 24, 2023 @10:06AM (#37999350)
> That would typically come after you've filled a S&S ISA which doesn't apply to most people.

Much more likely to apply to people with a high salary going for FIRE, though.

[ Parent | on HN ]