This is the situation that I'm in. I work in the mortgage industry and I've identified a problem and solution that I never would have seen otherwise. I have a solid tech understanding but my skills are not currently good enough to produce the quality of web app I want.

I don't want to wait too long and I don't know how long my window of opportunity will be open so I've hired a coder to begin development. However, if I could have been paired with a coder and a little funding I'm sure things could have been easier and I might have been able to be to market right about now.