> If their kid needed a couple thousand dollars to live, a lot more people would be able to scrounge it up.

While I agree that many (most) people would make it work if it were for a child, I wouldn't use the insanity of the US's human healthcare bills to justify anything. It's also insane and a travesty that you can walk into your hospital and walk out with multi-thousand dollar charges you cannot pay. Both can be terrible and unjustifiable.