You also shouldn't take stories as necessarily accurate portrayals of daily life. Killing dragons and other monsters wasn't a viable route to power due to their rarity, but it's a popular legitimizing myth that shows up all over the place in early medieval European literature. Similarly, while early modern Spain did have "explorers" charting strange new lands and ahem, "romancing" women like their early modern literature (often inspired by that same literature), it was not a typical career for most Spaniards.
Raiding happened, but it was not the sole or even necessarily a primary means of economic subsistence depending on where and when.
Because peasants were good at hiding and plain out avoided living where they would be an easy raiding target. Which is my point exactly.
This is false. The Turkic and Mongolic peoples of the steppe have a well-developed epic tradition that goes back centuries. And that epic tradition celebrates raids on sedentary communities for plunder and as a display of bravery and political leadership.