Re:Autopay Is Making Us Worse at Managing Credit-Card Bills
by soupfordummies on Monday October 09, 2023 @05:18PM
(#37825633)
>>I'm a reasonably upstanding citizen and I have basically two categories of bills:
>>Bills that are auto-paid.
>>Bills that are late.
I just mentally went down the list and it hurts me to admit it but that's the exact same for me.
Bills that are auto-paid.
Bills that are late.
The auto-paid ones are completely on auto-pilot. If I have a particularly heavy spending month (maybe we took a trip somewhere), I might open my bank app to make sure there's enough cash in the account to cover the auto-payment. (Or I might not and either there will be, or auto-overdraft-protection will kick in and I'll end up paying a few bucks in interest.)