Absolutely. The decision gets worse and worse as you progress, as well. We spec'ed out living in a city, just about any city, and economically it is such a hit for a family, on top of safety concerns (not just from crime but also just traffic in cities is atrocious in the US), school quality concerns, etc.

I'd love to live somewhere walkable but I just don't have the budget to do it without putting our family on a knife edge monetarily.