Very true. But for someone in their 20’s-40’s who lives a reasonably healthy lifestyle this is an option for preventative care that they did not have before. We can all lament about why this is an option vs an actual functioning healthcare system but for the people who are alive in this dumpster fire today that don’t otherwise have insurance it’s good that something is available. And even for people who have insurance it’s probably actually financially smarter to purchase cheap “catastrophic death level bazillion dollar cost cancer insurance” and just go here for preventative care on their own dime

It is but the problem is life is unexpected and you’re going to need the insurance if something happens. Personally being in my 30s, I wouldn’t be comfortable having no insurance in America. If I needed surgery for a fall on my hike, without insurance it would bankrupt me. So if I have insurance anyway, I might as well see my primary care physician for a similar copay then go this route. For poor people they are covered through Medicare anyways so they wouldn’t really use this either. This market is for specific one off lab tests and to get referrals.