Can confirm: I did this as a solo user of a personal API integration with Chase via Plaid. I answered honestly given the scope of what I was doing: for example, IIRC there was a question about whether all employees are background checked, and another about how we deal with terminated employee access. As the only user/employee/human, I could confidently say I background check all my employees and that if they’re terminated, their access will be promptly revoked :D