you forgot one big thing in your list. the downside, which imo outweighs the benefits. being a criminal.

Less of a problem when corruption is rampant and you can pay off the police.

And the upside can be enormous. There's a huge amount of very poor people in India. For example only a few years ago everyone finally got a toilet in their house. Stealing $500 from a slightly demented grandma that is afraid about her medical insurance "running out" can be a lot to them.

Yeah, but it's not $500. It's frequently people being tricked into transferring huge chunks of their life savings to the scammers. Like 5+ figure sums.

just the free markets at work

there's a distaste on this one but this is mostly social psychology at work.

there are things people will do to provide for themselves and to improve their quality of life as long as they get away with it.

hell, it can be equated to online copywriters of fake fat loss pills and cosmetic products, people buying identities, vpns, ad accounts.

wherever you go there's always someone tryna take advantage of the sucker in the room.

god i love people, haha.

If you watch some of those "scammer gets scammed" videos you can see what the scammers actually think about the grandmas they're stealing from.

Not necessarily getting scammed, but getting a bit of what they deserve

https://www.youtube.com/watch?v=xsLJZyih3Ac

That will always depend on how good of a criminal you are. Whatever you do; don't be greedy.

These "employees" are usually led to believe "Everyone in the west is rich, it's fine to take a little from them"

this is so true, good lord.

i heard it first hand.