Finance is highly regulated and SBF also claimed to only want to do good. He even recently had 250 pages of thoughts and memoirs released that underscore his own self-confidence and belief in his own innocence. Should SBF had more room to innovate?

The argument isn't so much about how to go about technical progress but who and how to trust a Suleyman, or a SBF, etc. Some will do the hard work, meticulously build both pre- and post-regulation products, diligently deal with stakeholders, and succeed or fail to move the market. Being comfortable with saying divisive things on-the-record is a pretty key lapse in rigor.