It’s not really unlimited and people tend to take less overall
That's a good idea. In this hypothetical app, if a couple stays together for a couple of years they should forfeit the right to get their money back even if they later break up. This reduces the amount of cash the company has to keep, at the cost of merely promising years-long relationships instead of marriages.
> Incentivizing speedy marriages, as opposed to good matches, is unambiguously bad for individuals and society at large.
How is that unambiguous? It seems to me like an empirical question. Are people taking too many risks with their relationships, or too little? The answer is different for each person, or even for the same person at different stages of their life. Very ambiguous stuff.
If you're telling me that more abusive marriages is better for society, I don't think we have enough common ground to discuss this.
0. https://www.psychologytoday.com/us/blog/meet-catch-and-keep/...
1. https://www.ucdavis.edu/curiosity/news/covid-19-isolation-li...
Also, if the relationship is abusive and the abused spouse is beaten into a marriage, are they owed a refund upon divorce? Death? Incentivizing speedy marriages, as opposed to good matches, is unambiguously bad for individuals and society at large.
There's not really a way to do rent-seeking on matchmaking without breaking matchmaking, so maybe don't seek rent on the matching itself? Just let your revenue stream be advertising. It's fine.