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Re:Credit Card Debt Collection by mrguyorama on Wednesday September 13, 2023 @12:10PM (#37498621)
>Isn't this just the "social credit" system that people worry about in China, except privatised

Indeed it is, but Americans have a weird tendency to love horrible things done to them by private companies.

Re:Credit Card Debt Collection by kridsdale3 on Wednesday September 13, 2023 @04:45PM (#37501503)
Because for the most part, private companies who you have alienated yourself from have competitors, and don't enforce their displeasure with you at the end of a bayonet while holding shackles. State Level credit system is an actual dystopia.
Re:Credit Card Debt Collection by pjc50 on Thursday September 14, 2023 @06:19AM (#37507071)
> private companies who you have alienated yourself from have competitors

Can't alienate yourself from Experian.