My house lost about 60-70k from the top one of the years (I suck at timing the market). I couldn't care less - I'm not going to sell it anytime soon, and this price is imaginary anyway, and the imaginary price recovered half of it since then, and I still have no idea how much it would be priced when I am going to sell - but I'll be worrying about it then, no point in doing it now. Of course, if that happened every year for 8 years, that would probably be weird, but that would also mean I could buy houses with my pocket change by the end of it.