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Re:UPI Payments: 10B Transactions a Month Done, Next Stop 100B by bheadmaster on Sunday September 03, 2023 @03:42AM (#37368499)
It could, if you're paying everything with the card. But you always have an option to go to an ATM and pick up some untracable cash.

I assume these apps don't provide such an option.

Re:UPI Payments: 10B Transactions a Month Done, Next Stop 100B by apienx on Sunday September 03, 2023 @04:08AM (#37368630)
It’s an option…for now.

In 2016, India demonetized bills as low as 500 Rupees (the equivalent of $6). People died in the ensuing chaos, and the Supreme Court just that ruled in favor of the demonetisation.