You might think that your earning and savings supports your retirement, but no. It will be the next generation of workers that actualize it. Money is just unit of account, it by itself does not give you a retirement. Only working age, working people.
We've found ourselves in a very strange moral hazard. You spend your money to raise kids that will work to earn my savings in my retirement. Hopefully the state can afford your retirement too, but that's unlikely, because no one had children. Because this society sterilizes itself.
Trust me, this feeling passes. You want to be prepared for when it does.
you can have a ton of fun for a large portion of the rest of your life, and hopefully something happens such that later life care won’t be a concern. robot caretakers, clinical immortality, or otherwise.
this isn’t judgement, that may be the safer gamble. but it is a gamble.
Most of us don't believe that it'll happen to us either. :)
Money is abundant for travel and anything I want. I don't need to figure out dating. Means I don't need to figure out everything from conflict resolution to clothing. I don't need to struggle to buy a ton of housing. I have friends/a sister who will have kids I can just play rich uncle to. I can retire decades early due to overemployment and spend an absurd amount of money every year doing whatever I want.
The Peter Pan life has a lot going for it. I am in my mid 20s and my life can essentially be on coast with a ton of fun for the rest of my life.