>Social Security is relative generous by the standards of the industrialized world. For example, I will receive $3600/month from the government at the standard retirement age, in addition to any other retirement savings I may have. Similarly, the government will pay for my healthcare when I reach retirement age.

That amount is near the max, and not typical at all.[0] You must have had at least 35 high-earning years in your wage/earnings record.

Also, the government only pays for part of your healthcare (Medicare Part A = hospitalization), you still pay for all the rest (routine checkups, treatment not requiring hospitalization, preventive care, prescription drugs). You don't get any coverage at all unless you enroll and pay your share of the premiums.

[0]https://faq.ssa.gov/en-US/Topic/article/KA-01897