A tool every person uses daily can be worth anything from hundreds of millions to trillions of dollars. The issue, as always with AI, is overselling it. Pre-Revenue startups raising at billion dollar valuations is certainly not going to end well. Hence anything that looks like it will prick the bubble is worth talking about to a certain segment.

On the other hand, the finances of AI are only loosely correlated with it's utility to individuals. If OpenAI went from being worth 10 Billion to 500 MM, it wouldn't make too much difference to people who use OpenAI products.