What drugs are you on? If you pay a percentage of your income mandated by the government for some service then that is income tax. Insurance is a private contract with premiums based on actuarial assessment of risk. This is not some distinction I have come up with. It is what the words have always meant.

I am sorry that you have been misled to think insurance is some sort of government wealth redistribution program but that just isn't so.

They are probably mixing up the different kinds of state-organized social support (one being the unemployment insurance) with "real" insurance business like car accidents or legal responsibility or yeah also health.