No really, the card readers are damn quick these days so it hardly takes much longer than paying with cash but I admit that it takes slightly longer. I would argue that most people pay their morning coffee with card in Sweden.

I have used my card all over the world, for small and large purchases, and have yet to get it skimmed - lucky I guess.

But another aspect of increased card use is that tax fraud becomes harder for the businesses as I believe the logging of card transactions are quite a lot harder to hide from the tax authority so I do see that as a positive thing.