Believe it or not I have a job where I'm paid for, among other things my opinions. Demanding I show up and provide a service for free is not likely to be met affirmatively.
If you want my time, you're welcome to contract me, but I'm not cheap.
I get a lot out of these conversations here, it helps me understand consensus and challenge my own opinions, but this is strictly hobby.
> ... instant, cheap, worldwide payments with USDC.
USDC doesn't need a blockchain lol, if you just want a USD balance you can just open an account with Circle and move it around between accounts at Circle free of charge. Like PayPal has done forever.
They only have a blockchain because it was hip, and maybe because they're idealistic - but mostly because they're looking to avoid regulation. It's just regulatory arbitrage. For the use case you enumerate here, it's strictly not necessary.
You're giving your 'opinions' for free here almost every day, so you are already wasting your own time regardless.
> USDC doesn't need a blockchain lol
It does and it is on many blockchains. Works anywhere, worldwide, instant, fast and cheap.
> if you just want a USD balance you can just open an account with Circle and move it around between accounts at Circle free of charge.
Not everyone has a US bank account and can have one to do that, especially those in other countries outside of the US and in countries that have devalued currencies. The whole point as to why USDC exists.
So regardless of your complaining and as expected, all talk and zero action.
There already is a real solution and Moneygram with Stellar have already done this to enable instant, cheap, worldwide payments with USDC; available today. [0] Especially with countries that have their currencies devalued.
A year ago you had the chance to ask them anything or give them questions about your concerns and do something about it. [1] As expected all talk and no action.
[0] https://stellar.org/moneygram
[1] https://news.ycombinator.com/item?id=32517992