I can see your point of view. Here's why I think these problems are "minor": there's a very richly-resourced system of capital, highly-developed and educated people, developed systems, and social trust (even if you think trust is declining, it's approximately one million times higher than the world average).

This system can take care of every problem you mention with a couple of tweaks. Now "tweak" doesn't mean it's easy or will work instantly; it might take decades and consume entire political careers. But there's no need for a total re-imagining, or a doom-and-gloom outlook.

Most bad things I've noticed in my time here (GTA + Calgary) can be fixed by cheap housing. This is a matter of political will - there's a ton of space and a ton of capital ready to triple our housing stock in a year if they're allowed to build. Toronto doesn't have to be the Center of the Universe. Even if we insist on putting every tourist and immigrant in this one city, there's so much space around it, it could in principle be one of the biggest on the planet.

I'm not arguing for complacency. I'm saying let's not throw our hands up in the air.