Within the last 15 years or so, a bunch of the Credit Unions have 1) modernized their online banking stuff and 2) formed some sort of sharing agreement with regards to physical locations and ATMs. The one that I notice as a little odd is that the alliance that my CU belongs to partnered with the company that supplies ATMs to 7-11 stores. Which is always funny to see when I pull up their ATM map.

Though I get most of my cash through free cashback when I do grocery shopping or whatever.