News for hackers. Stuff that matters.

A comment on How I discovered the underground world of credit card network exploitation. Parent comment

Re:How I discovered the underground world of credit card net... by Dma54rhs on Wednesday August 02, 2023 @12:33PM (#36973202)
It's not leading the way technically but for the end consumer it might be better. If I get charged unfairly my bank will tell me to go to the police. Americans can easily just refuse it.
[ Parent | on HN ]
Re:How I discovered the underground world of credit card net... by toyg on Wednesday August 02, 2023 @06:29PM (#36978652)
Not if you use a credit card; a quick call to Visa/MC/Amex will get your money back instantly in Europe too.

The main difference is that, in Europe, debit cards are often used in the same way as a CC - except they are just a direct pipe to one's bank, and once the money comes down the pipe there is no easy way to push it back up.

[ Parent | on HN ]
Re:How I discovered the underground world of credit card net... by nerdawson on Wednesday August 02, 2023 @10:57PM (#36980833)
When you pay with a credit card, your bank is jointly liable for the goods or services delivered.

It’s easy enough to get your money back when something goes wrong while being less open to abuse.

[ Parent | on HN ]