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Re:Etsy accused of 'destroying' sellers by withholding money by custom-pros on Monday July 31, 2023 @05:01AM (#36940211)
Adyen provides payment services for Etsy, and it is highly likely that Adyen charges for storing the deposit.
Re:Etsy accused of 'destroying' sellers by withholding money by NoZebra120vClip on Monday July 31, 2023 @12:58PM (#36945534)
> Etsy partners with Worldpay, PayPal, Adyen, and other licensed payment providers to facilitate card payments and other payments and the disbursement of funds to sellers. The provider and processing time for your payment will vary based on the country in which you're located.

Adyen is a Dutch bank of some sort. PayPal, however, is definitely not a bank, and so the rules around their storage of funds are more obscure.