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Re:How to register a Kei truck in Pennsylvania by woodruffw on Sunday July 16, 2023 @10:09PM (#36753308)
I think we're talking about different things: I was talking about the physical risk to the humans inside and outside of the truck, not the cost of insuring the truck. Trucks can simultaneously be involved in fewer non-injury accidents (meaning preferable insurance terms for you) and be involved in more injurious accidents/produce worse health outcomes.

IIHS and NHTSA have figures that are generally consistent with my speculation[1]:

1. Overall car occupant deaths have nearly halved since 1975, but have risen by 25% in the pickup category.

2. Trucks have fewer rollover accidents as a category, but those rollovers that do occur make up a far larger percentage of occupant deaths.

3. Consistent with (2), truck drivers appear to drive without seatbelts more often than other categories do (based on overall incidence in accidents), and suffer higher fatalities as a result.

[1]: https://driving-tests.org/driving-statistics/

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