> Even in America, I can't imagine someone suing the city because they got injured during a storm, let alone winning their case and making the city pay.

In Germany, you absolutely can. It's called "Verkehrssicherungspflicht". Given how Americans can get sued by a random child wandering onto their property and injuring themselves on a trampoline or a swimming pool, even if the area is fenced off, I assumed that liability for natural disasters would be just as insane.