Ask HN: How do you manage your personal finances?

Re:Ask HN: How do you manage your personal finances? by hot_gril on Monday July 10, 2023 @09:50PM (#36675540)

What about Excel wasn't working for you? The one time I had to sit and figure this out for $130K of wedding expenses, I downloaded CC/debit CSVs from my banking site, loaded them into Excel, and categorized them there in a semi-automated way. Overall felt pretty efficient and accurate, only snag being a few cash payments I had to note down manually.

Other than that, I don't do anything more than watching my "total assets" value move up and down. If I ever need to retroactively assess things, I can do it in Excel again.

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Re:Ask HN: How do you manage your personal finances? by wanobi on Monday July 10, 2023 @10:55PM (#36675899)

I think excel is great for seldom use. But, it gets annoying (for me at least) to use for something that I need to edit everyday.

Also, don’t like MS Office (feels like bloat) and Google Sheets ( slow for me at times). I do use excel though for something that I don’t need to edit that often.

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Re:Ask HN: How do you manage your personal finances? by hot_gril on Tuesday July 11, 2023 @02:10AM (#36677001)

Yeah, Excel is only for once a week or month. If you need to be tighter than that, I imagine there's a way to make your bank display CC charges since the start of the week. I wouldn't want to bother scanning receipts into an app or anything like that.

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