The problem is that if they didn't give constant disclaimers then a lot of people would very happily sue them out of existence if possible and at the very least constantly condemn them at every opportunity.

This kind of AI capability challenges worldviews. And that means that many people are very eager to tear it down and find ways to dismiss it. Combine that with the general enthusiasm for excessive litigation, the fact that it actually will occasionally give advice that could be very misleading, general lack of cognitive ability of those consuming it, and it explains why there are so many disclaimers.