If you don't pay for the property, and you refuse to work out an agreement with the owner, they are entitled to come get their property. How is there additional harm, at this point, by using ALPRs to find the (effectively) stolen property?
It's not as if these things happen suddenly, either. There's months of effort by the lender to try to get you back on track. Repossession comes with risk, and it always comes with a fee. No one is eager to do this.
Not quite true. Buy here pay here dealerships and similar are absolutely eager to do this, and will go out of their way to make it onerous to pay what is owed, so they can sell the same 5 year old Kia for $15K multiple times over.
I'm not even upset about that. Hell, it might be a net good, I dunno.
The thing that I'm concerned about is that there is no guarantee (or even guard rail, really) against selling that data to a law enforcement organization that would otherwise have to undergo judicial scrutiny to get that data. What happens when some hacker gets a hold of their license plate database and uses it for an actual stalking operation? Or who knows what else?
There's this disease within the tech community where people can't see the harm of scaling things up using automation. Potentially harmful thing X, previously moderated and slowed by the high cost of labor to do it at scale, must not be harmful because we've always technically allowed it, so therefore we should not do anything to moderate it now that robots are doing it for us. "We could run this nuclear reaction at a much faster rate if we just removed the moderator, what could go wrong?"