This is ofc locale-dependent, but if before the pandemic you could barely live without a smartphone, today is just impossible (at least in the 2 countries I visit often).
Switched banks.
> gvmt Covid mandatory app to travel anywhere?
There wasn't one, thank $DEITY (Germany).
> QR code for restaurants?
Never encountered one without a menu yet, but I'd just go to another one.
> Places that require an app in general?
Never encountered those, either. There was one on my offline backpacking trip which required digital payment. It was sad, but I had to forfeit.
Some places do require an app and while there are alternatives, there may not be another choice in the future. But not today, most of my elderly neighbours also don't own a smartphone and yet they survive in this city (Antwerp).
Life without a smartphone is possible, and imho calmer and more relaxed.
The easiest way to avoid this is by going physically to your bank branch.
> gvmt Covid mandatory app to travel anywhere?
Don't live in a country that does this, so I don't know.
> QR code for restaurants?
I ask for a menu.
> Places that require an app in general?
Haven't seen that happen yet. There are some parking lots that require an app to park in them, but I just park elsewhere. The laundry room in my apartment complex requires an app to pay, so I just go to the laundromat down the street instead.
I do have a smartphone, although I'll switch to the dumbest phone I can find when this one dies. I do not use any apps for doing any commerce or the like, though. It's far too risky for my taste.
A lot of people talk about 'needing' a smartphone for services/stuff I have never used, and probably would never use. I suppose I just kept living my life as I did before the 2010s, while everyone else changed. I was already in my 30s at that time, so not subject to the same social pressures a younger person would have felt, so perhaps it was easier.
That and my avoidance of Facebook didn't really matter until I had a kid and he started nursery school. I somehow got myself elected head of the Parents' Council, but it's been tough dealing with the mental block the slightly-younger generation has for email, and Signal is apparently a little too out there for non-techy 20/30-somethings of either gender.
I'm not as privacy-conscious as you, as I have a fairly recent iPhone; I'd probably be better described as social-media-skeptical, but your right to live a normal life without a smartphone is tied to my right to live a normal life without intrusive social media.
I use a bottom tier flip phone in the US, and a 13 year old Nokia with a pay-as-you go SIM in Europe.
I've noticed that there has been a generational shift towards smartphone-only communications, but I haven't really had to deal with it. I'd like to hear more about that. Oddly I use some of the same communication tools that young kids use, namely Discord, as it doesn't require a phone number. Linking online accounts and communications to a phone number has always put me off.
Also, even a lot of Facebook skeptics have no idea they’re owned and run by the same company…