Sure, pay me $10m upfront and I'm all yours for the 40 years I expect to work. I invest some of that and it turns into $20-$30m or more. Huge win tonget upfront payment if you're fine speculating a bit with the money.

>But seriously, calling subscription a "scam" is very delusional.

I think converting a one payment package to a reoccurring payment is a scam.