What would it take to convince you otherwise? I mean this honestly, because I hear the above statement a lot and it’s very foreign to me. If anything it’s a long shot, sure, but the forgiveness is a great forcing function. We can tackle this from multiple angles. Nationalize state schools, write off current predatory loans, etc. There are very few downsides that are actually backed up by data that I can find. A lot of the arguments presented here (not you, others) are philosophical